Private Patrol Operator Practice Test

The correct understanding is that a Private Patrol Operator (PPO) is not required to obtain Workers' Compensation insurance if they have no employees. This means that if a PPO operates without hiring any staff, they do not have an obligation to provide Workers' Compensation coverage. The requirement for insurance typically arises only when a business has one or more employees; therefore, having zero employees means there is no legal obligation to secure coverage.

It's essential for PPOs to understand their responsibilities regarding employee welfare and legal compliance. Once they hire their first employee, they would then need to look into obtaining Workers' Compensation insurance to ensure compliance with state regulations and to protect both themselves and their employees in case of work-related injuries.