Private Patrol Operator Practice Test

Question: 1 / 400

How many employees can a PPO have before requiring a Workers Compensation insurance policy?

One

Five

Any number

Zero

A Private Patrol Operator (PPO) does not need to have a Workers’ Compensation insurance policy if they do not have any employees. The law typically requires businesses that employ one or more individuals to carry Workers' Compensation insurance to cover medical expenses and lost wages for employees who may be injured on the job. Since having zero employees means there is no one to cover under such a policy, the PPO is not mandated to obtain Workers’ Compensation insurance. Therefore, in a scenario where a PPO operates with no employees, they are not subject to the requirement for this specific type of insurance. This understanding is crucial for private patrol operators to navigate their insurance needs appropriately and ensure compliance with state regulations.

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