Private Patrol Operator Practice Test

What is the minimum required insurance for a one-person owner-only unarmed PPO agency?

1. Five hundred thousand dollars

2. One million dollars

3. Two million dollars

4. Three million dollars

The correct answer is: One million dollars

The minimum required insurance for a one-person owner-only unarmed Private Patrol Operator (PPO) agency is typically set at one million dollars. This requirement is put in place to provide adequate financial coverage in the event of liabilities that may arise during the operation of the security services. For unarmed security operations, insurance serves as a safeguard against potential claims, which can include bodily injury, property damage, or other liabilities that may occur while conducting business. Having one million dollars in coverage ensures that the operator is sufficiently protected, allowing them to manage risks associated with their operations effectively. This insurance requirement is essential for compliance with state regulations and serves as a foundational element of professional practice within the security industry. It provides peace of mind not only to the agency owner but also to clients who are considering hiring their services, reflecting a commitment to responsibility and professionalism in the provision of security services.